Milton reviews five-year floodplain mitigation plan update aimed at preserving CRS class 6 and a 20% discount for policyholders

City staff reviewed a five-year update to the multi-jurisdictional floodplain mitigation plan and the Plan for Public Information, documents required to maintain Milton’s participation in the National Flood Insurance Program (NFIP) and its Community Rating System (CRS) benefits.

"We are currently a class 6," the presenting staff member said, and that classification "entitles...citizens that hold flood insurance policies with a 20% discount in their flood insurance premiums." Staff said the update contains mostly minor changes and noted the CRS manual was recently rewritten; staff described the update as part of the city’s annual recertification obligations with Santa Rosa County and neighboring jurisdictions.

Council members asked how much further the city could improve its CRS class. Staff said geography — extensive floodplain within the community — limits how far the rating can improve, but staff is reviewing detailed CRS requirements to identify one or two classes of potential improvement where cost-effective.

The plan was brought to the council for action as part of the required certification process; staff recommended the council adopt the update so the city can remain in the multi-jurisdictional program. Public comment included a local resident who encouraged the city to publicize the plan and the work being done.

Council did not take a final action during the work session; staff indicated the item was ready for council consideration on the regular meeting agenda.