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Childcare insurers exit markets and premiums spike, OHA and DELC warn
Summary
State officials told lawmakers rising liability premiums and shrinking insurer participation are making coverage unaffordable or unavailable for many childcare providers; agencies plan surveys and cross-agency work to explore policy solutions.
Childcare providers across Oregon are facing sharply rising liability insurance premiums and fewer carriers willing to underwrite programs, state officials told the Senate Interim Committee on Early Childhood and Behavioral Health.
Carrie McCann, interim director and policy and strategy director at the Department of Early Learning and Care, said insurers are increasingly using licensing inspection records and minor citations to deny or non-renew coverage. "Insurance requirements vary from state to state," McCann told the committee, and "providers across The United States want to have this kind of…
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