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Oshkosh council asks how waiving insurance or sponsoring events affects city exposure; sewer backups and 'no-fault' options discussed
Summary
Council members asked whether sponsoring or waiving insurance for third-party events exposes Oshkosh to liability; Matt Becker of League Insurance said the city's policy still applies but the city may lose additional-insured protections and experience-rating benefits. Becker also explained sewer-backup coverage is typically limited by Wisconsin case law and described a 'no-fault' product that may be cost-prohibitive for a city Oshkosh's size.
During a League Insurance presentation, Oshkosh council members pressed for clarity about special-event insurance and the ramifications of waiving third-party insurance requirements. A council member asked whether, by waiving the requirement for a nonprofit using the amphitheater, the city would become uninsured; Becker said the city's policy remains in force and the League would defend claims against the city, but the city could lose the extra protection provided by being named on a third party's policy and might see changes to its experience rating at renewal.
"You guys have a nice $0 deductible on your…
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