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Baltimore County SHIP urges residents to review Medicare choices before Dec. 7 enrollment deadline
Summary
On Time of Your Life, Allison McMichael Dull of Baltimore County’s SHIP outlined Medicare eligibility, the seven‑month initial enrollment window, differences between Original Medicare and Medicare Advantage, and 2026 premium and deductible changes. She urged beneficiaries to book free counseling before Part D enrollment closes Dec. 7.
Ethel Rasmussen, host of the Baltimore County Department of Aging’s Time of Your Life, interviewed Allison McMichael Dull of the local State Health Insurance Assistance Program (SHIP) about Medicare open enrollment and program changes that will affect beneficiaries in 2026.
Dull said beneficiaries should act now: “We are currently halfway through Part D open enrollment. We are actually gonna be ending the season on December 7,” and added that new plan choices will take effect Jan. 1. She urged viewers to make counseling appointments with SHIP and to bring a photo ID, Medicare card, medication list, any current prescription drug card and their medicare.gov login to appointments.
Why this matters: SHIP counselors help beneficiaries compare plans and avoid coverage gaps or unexpected costs. Dull warned that several commonly checked figures will change for 2026, including premiums, deductibles and catastrophic out‑of‑pocket thresholds, so a plan that was right last year may not be this year.
Eligibility and enrollment windows
Dull described who is eligible and the timing for enrollment. She said those turning 65 or those receiving Social Security for up to 24 months…
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