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State officials warn marketplace premium tax credits could sunset and raise premiums; regulators approved 2026 rate filings amid federal uncertainty
Summary
Oregon regulators told lawmakers that enhanced premium tax credits scheduled to expire could cause large increases in consumer premiums and that the Division of Financial Regulation finalized 2026 insurer rate approvals after federal regulatory uncertainty delayed the process.
State agency officials told the Interim Committee on Health Care that uncertainty over federal changes to marketplace premium tax credits could sharply raise what consumers pay even though the state'level rate approvals reflect underlying insurer rate requests.
Claire Pierce Grobel of the Oregon Health Authority told the committee that 111,000 marketplace enrollees benefit from enhanced premium tax credits enacted in 2021 and that if Congress allows those enhancements to lapse, some enrollees would see average monthly premium increases ranging from about $127 to $456 depending on income and plan. Grobel…
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