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Board approves stop‑loss reinsurance renewal to complete 2026 benefits package
Summary
Commissioners approved renewal of stop‑loss reinsurance for the county’s self‑funded medical plan, maintaining a $200,000 per‑individual specific deductible and allowing open enrollment to proceed Oct. 28–Nov. 14.
The Clayton County Board of Commissioners on Oct. 7 approved renewal of stop‑loss reinsurance for the county’s self‑funded medical plan for benefit year 2026.
HR benefits manager Angela Woods and consultant Jack Thompson of Marsh McLennan explained the policy caps the county’s liability for any single individual’s claims above a $200,000 threshold; claims at or below $200,000 remain the county’s responsibility. Staff said the stop‑loss renewal completes the 2026 benefit package and is needed to begin employee open enrollment. Angela Woods said open enrollment for active employees will run Oct. 28 through Nov. 14.
Commissioners voted to approve the renewal by voice vote. Staff said the county had already approved other plan elements and that passage now allows open enrollment to proceed.
