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After executive session, Dimmit County approves $127,079 premium increase for property and casualty renewal
Summary
Commissioners approved a property and casualty insurance renewal that raises the county's premium by about $127,079 versus last year; the court discussed a rise in vehicle and building claims and directed staff to pursue accountability measures.
Dimmit County Commissioners Court voted on Sept. 22 to approve a property and casualty insurance renewal for fiscal 2025–26 after a period of public discussion and an executive session. County staff and the insurer identified a notable rise in claims and increased building replacement values that together pushed this year's total premium and claims expectation to a combined figure the court recorded in open session as roughly $764,572.24 (including optional terrorism coverage of $10,377). The increase in premium dollars from the prior year was reported as about $127,079.11.
The insurer explained that a combination of more reported auto claims, higher replacement costs for buildings and rising construction costs had driven the premium upward. Commissioners expressed concern about the county's loss ratio and discussed future steps to reduce claims, including training, driver accountability and interdepartmental policies. The court authorized the renewal by voice vote and asked county staff to develop accountability measures and an agenda item to address claims reduction.
Judge Anthony Siafonze said the court would expect future actions to seek accountability and reduce claims going forward; the motion to approve the renewal carried with no recorded opposing votes in the transcript. The insurance renewal process included an executive‑session review of claim details and then a public vote to approve the premium with staff follow‑up.
