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Dentists urge 'value' reforms; insurers warn SB 335 could raise premiums
Summary
SB 335 would impose a dental loss ratio and possible rebates if insurers pay less than a threshold of premiums in claims; dentists called it consumer protection, insurers warned of premium spikes and market exits.
Senate Bill 335, carried by Senator Greg Hertz, would require dental insurers to report claims‑paid relative to premiums and provide rebates if the dental loss ratio falls below a statutory threshold (the bill text references an 80% standard). Proponents — dentists and dental‑association advocates — described the measure as a consumer‑protection step to ensure premiums result in patient care rather than administrative or marketing expense.
Michael Bowman,…
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