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Homeowners and LSPs push mandate to include fuel‑oil spill coverage in all homeowners policies

Joint Committee on Financial Services
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Summary

Licensed Site Professionals, homeowners harmed by heating‑oil tank failures, and advocacy groups urged the committee to pass S813/H1302 to require that standard Massachusetts homeowners policies include fuel‑oil spill cleanup coverage, citing widespread uninsured exposure and multi‑ten‑thousand‑dollar cleanup bills.

LicensedSite Professionals (LSP) and affected homeowners told the Joint Committee on Financial Services that the Commonwealth’s existing approach — where insurers merely “make available” fuel‑oil rider coverage — has left many families unaware and financially exposed.

Mary Ellen (Mariel) Morris, executive director of the LSP Association, said that roughly 100 residential heating oil spills are reported annually to the Massachusetts Department of Environmental…

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