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Commissioners approve modest employee contribution increases in 2025 health plan renewal
Summary
County consultant IMG recommended retaining current plan design and vendors and modestly raising employee biweekly contributions; commissioners approved the 2025 benefits renewal after a brief discussion about fund balances and timing of budgeted contributions.
Grant County commissioners voted Nov. 4 to adopt IMG—s recommendations for the county—s 2025 employee benefit plans, including keeping the current three‑tier medical plan design and vendors and moving stop‑loss coverage to an excess risk carrier with a $200,000 specific deductible.
IMG recommended a small increase in employee biweekly contributions to help manage anticipated medical and pharmacy cost pressures: employee‑only up $3.35 per pay period (to $70.30), employee‑plus‑spouse up $6.24, employee‑plus‑children up $6.80, and family up $7.21 per pay. IMG said the recommendation balances long‑term plan stability with minimal near‑term disruption for employees.
Auditor and several commissioners noted that the county health insurance fund carried a healthy balance as of Sept. 30 and discussed whether to defer increases; commissioners ultimately approved IMG—s recommendation with a motion and second and a voice vote in favor.
IMG also recommended retaining UMR as third‑party administrator, Optum as pharmacy benefit manager, continuing on‑site screenings with Marion Health, and maintaining ancillary lines (vision, dental, life) with current providers. Open enrollment was set to run Nov. 13–27, 2024.
