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Insurance regulator: many plans meet parity on paper but fall short in practice
Summary
The Division of Financial Regulation told the committee that insurers often meet behavioral-health parity 'as written' but fail to show parity 'in operation'; the division recommended continued reporting and scrutiny of prior-authorization and formulary differences.
Jesse O'Brien, policy manager with the Division of Financial Regulation at the Oregon Department of Consumer and Business Services, briefed the House Interim Committee on Behavioral Health on Sept. 15 parity reporting and findings.
O'Brien explained the federal Mental Health Parity and Addiction Equity Act (MHPAEA) framework and Oregon's implementation through state law and recent updates, including House Bill 3046.…
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