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Louisa County commissioners form safety committee after sharp rise in workerscomp losses
Summary
County officials heard a five-year workerscomp loss summary showing $497,000 in claims and voted to create a safety committee and require pre-department safety meetings after work-comp insurers signaled the county may be dropped if trends continue.
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Unidentified Speaker 2 told commissioners on the dais that Louisa Countyhas seen a five-year workers-compensation loss of approximately $497,000 and that annual loss figures jumped significantly beginning in 2022.
The county presiding speaker said the insurer (IWMCA) provided a five-year loss summary showing material increases from historical averages and warned the county that continued losses could jeopardize coverage. In response, commissioners agreed to form a county safety committee and require a safety meeting before each department-head meeting to identify and address high-loss departments.
Why it matters: higher work-comp losses can raise insurance premiums or, at the insurers discretion, lead to restricted coverage. Commissioners described the steps as preventive and aimed at correcting practices in the two departments driving the largest losses.
Unidentified Speaker 2 said the county will review pie charts and claim-level data (some of which contain HIPAA-protected information) to pinpoint causes and track improvements. The board did not adopt any regulatory change in the meeting beyond creating the safety committee and scheduling the new pre-department safety sessions.
Next steps: commissioners directed staff to assemble the safety committee and present an initial plan for targeted interventions; no follow-up date was specified at the meeting.

