Get Full Government Meeting Transcripts, Videos, & Alerts Forever!
Industry, banks and lawmakers spar over scope of Ohio Medical Debt Fairness Act
Summary
At its third hearing on HB 257, industry witnesses urged striking a key provision, citing federal preemption under the Fair Credit Reporting Act and concerns that the bill's broad definition of "medical debt" would sweep in credit-card balances; sponsors plan an amendment and will continue talks next week.
Chair Schmidt convened the third hearing on House Bill 257, the Ohio Medical Debt Fairness Act, as proponents and industry witnesses clashed over how broadly the bill should define and restrict reporting of medical debt on consumer credit reports.
Zachary Taylor, director of government relations for the Consumer Data Industry Association, told the committee he represents consumer reporting agencies and asked lawmakers to strike section 1349.54 in its entirety. "Our members are already tightly regulated by the Federal Fair Credit Reporting Act," Taylor said, arguing that federal law "preempts" state provisions that would prohibit a consumer reporting agency from including coded medical information on a consumer report. He cited 15 U.S.C.…
Already have an account? Log in
Subscribe to keep reading
Unlock the rest of this article — and every article on Citizen Portal.
- Unlimited articles
- AI-powered breakdowns of topics, speakers, decisions, and budgets
- Instant alerts when your location has a new meeting
- Follow topics and more locations
- 1,000 AI Insights / month, plus AI Chat
