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HRA staff recommends $100,000 loan for Lenore Bridal; loan contingent on borrower filling $31,500 gap

Saint Paul Housing and Redevelopment Authority · December 18, 2024
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Summary

Staff recommended a $100,000 business assistance loan to Lenore Bridal to support expansion downtown; the loan was presented for board feedback and will return for formal action after the borrower secures roughly $31,500 in non‑debt gap funding.

Senior project manager Annie Burn presented an introductory staff report to the Housing and Redevelopment Authority proposing a $100,000 loan from the business assistance fund to support Lenore Bridal’s planned expansion into a larger downtown retail space.

Burn said the project’s total cost is about $263,127. The borrower reported existing equity of $42,263 (about 16%) and an SBA loan of $89,300; staff described a remaining financing gap of roughly $131,000. The credit committee recommended a $100,000…

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