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Insurance agent tells commission one-night-event policies can be low-cost; staff weigh conditions
Summary
An insurance broker described one-night event and annual promoter liability policies, estimating per-event costs of roughly $200–$500 and annual promoter policies of $1,200–$1,500 (with $1 million liquor liability), and recommended promoters carry separate policies.
The commission heard a short education on one-night-event liability insurance from Elena Koss of Sharp Agency. Koss said per-event policies vary by duration, attendance, event type and ZIP-code underwriting; typical single-event premiums in the market range from about $200 to $500, with a commonly cited average near $350.
Koss recommended that promoters carry separate insurance from venue policies so the…
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