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Insurance‑code overhaul clears House after intense debate over HMO 'swing‑out' marketing

Utah House of Representatives · February 27, 1991
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Summary

Senate Bill 166, a broad set of insurance‑code revisions, passed after floor amendments and a division of a controversial HMO 'swing‑out' provision; lawmakers debated whether to pause marketing of point‑of‑service/swing‑out HMO products until the Insurance Commissioner issues regulations.

Senate Bill 166, a broad package of insurance‑code amendments, drew extended floor debate over rules governing health maintenance organizations (HMOs) and a so‑called 'swing‑out' or point‑of‑service option that allows limited out‑of‑plan use of non‑HMO providers.

Representative Lewis and Representative Hunsaker introduced competing amendments. Lewis argued the swing‑out feature was being aggressively marketed without sufficient regulatory safeguards and…

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