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House debates motor-vehicle insurance bill that raises liability limits and requires stacked under-insurance coverage
Summary
Representative Atkinson’s Substitute HB 14 would raise minimum liability limits, require insurers to offer under-insured motorist coverage and prohibit offsetting (stacking required). Floor debate focused on consumer protection, potential premium increases for fixed-income drivers, a contested solicitation clause, and declared conflicts of interest by several members.
Substitute House Bill 14, introduced by Representative Kelly C. Atkinson, was presented and debated on the House floor. The bill proposes three principal changes: raise bodily-injury liability minimums (from $20,000/$40,000 to $25,000/$50,000), require insurers to offer under-insured motorist coverage and prohibit offsetting (so under-insurance coverage is "stacked"), and include consumer-notification language requiring insurers to make offers and…
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