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House raises merchant returned-check service charge after debated amendment

Utah House of Representatives · February 22, 1995
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Summary

After floor debate and amendments, the House passed HB 2-56 adjusting the service charge a merchant may assess on dishonored checks; debate included anecdotal consumer experiences and questions about bank/collection practices and whether the increase reduces overall consumer costs.

The Utah House debated and passed House Bill 2-56 on Feb. 22, 1995, a measure that adjusts the merchant service charge permitted for dishonored checks. Members discussed a committee amendment, merchants' processing costs, consumer impacts, and whether banks and collection agencies should be required to resubmit checks before referral to collectors.

Floor discussi…

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