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House passes bill extending individual health-insurance grace period, allows carrier pauses if high-risk pool caps
Summary
The Utah House passed House Bill 106, which extends the individual health-insurance premium grace period from 10 to 15 days, clarifies coverage during the grace period, and allows carriers to suspend sales if the state's high-risk pool (HIP) is capped. The vote was 71–0.
The Utah House on the floor passed House Bill 106 on a 71–0 vote, moving the measure to the Senate for consideration. Representative James Dunnegan, sponsor of the bill, told colleagues the measure makes several changes to the individual health-insurance market, including a modest extension of the premium grace period and backstop language tied to the state’s high-risk pool, HIP.
Dunnegan said the bill "will extend that grace period to 15 days so it will give [people] a little bit longer to pay the premium," and clarified that "there is no coverage" during the unpaid portion of the grace period but that once a person pays the premium "they have…
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