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House Approves Changes to Life‑insurance Exemptions from Creditor Claims, Adopts Several Amendments

Utah House of Representatives · February 15, 2005
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Summary

The House passed House Bill 121, which modifies protections for life‑insurance proceeds and cash values against creditor attachment; members debated caps, dependent‑child language and look‑back provisions. The bill passed the House 61–7 and proceeds to the Senate.

James Donegan introduced House Bill 121, a measure to amend statutory protections for life insurance proceeds and related cash values from execution by creditors. Donegan said the bill would increase protections for surviving spouses and children and adjust cash‑value exemptions; he characterized the proposal as aligning Utah with other states while including anti‑abuse safeguards (for example, limiting protection for policies acquired shortly before death).

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