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House approves 'mandate-light' option for insurance carriers in bid to expand market choices
Summary
Second substitute HB 168 passed 64–2 after sponsors described a new marketplace allowing carriers to offer products with fewer state mandates if they keep current mandated products available. Debate addressed impacts on rural hospitals, ambulatory surgical centers and timing relative to ongoing health reform work.
Representative James Dunnigan introduced the second substitute for House Bill 168, which the sponsor described as a measured step toward more flexible insurance products for individuals, small businesses and rural providers. "What this bill does is it requires an insurance company that does health insurance company that's going to do business in Utah to continue to provide the same types of policies as they are now subject to all the current mandates," Dunnigan said, then explained that carriers would be permitted to offer a new product set with fewer mandates so long as current mandated…
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