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House passes payday lending reforms to require 60-day repayment window after 10 weeks

Utah House of Representatives · February 24, 2014
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

HB 127 passed the House 69–4 on Feb. 24, 2014, requiring lenders to give borrowers a 60‑day, no-interest, no-fee repayment option after a maximum rollover period and adding disclosure, underwriting and reporting requirements for payday lenders.

The Utah House approved HB 127, consumer lending amendments addressing payday lending practices, by a vote of 69–4 on Feb. 24. Representative Dunnegan, sponsor of the bill, described its measures as modest steps to protect consumers while preserving lawful business activity.

Dunnegan told the chamber that payday loans often roll over and that state law already prohibits rolling past 10 weeks; HB…

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