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Senate advances bill to raise maximum merchant fee for bounced checks from $15 to $20

Utah State Senate · January 29, 1996
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Senate Bill 56 passed to the third‑reading calendar after debate. Sponsor David Bueller argued the change would help small merchants recover costs from dishonored checks; opponents warned banks might raise fees and low‑income customers could be disproportionately affected. Vote: 18 aye, 10 nay, 1 absent.

The Utah Senate voted to advance Senate Bill 56 to the third‑reading calendar, a measure that would raise the maximum merchant service charge for dishonored checks from $15 to $20.

Senator David Bueller explained the rationale with a merchant example: a $20 sale often leaves only about $4 margin for the merchant after wholesale costs; bank charges for returned checks (about $4.50 in his example) can quickly exceed a merchant's margin. "This all this bill does is…

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