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Senate directs Health Policy Commission to study lifestyle-based insurance rating after floor debate
Summary
Senate Bill 122 passed to third reading directing the Health Policy Commission to study whether health insurance premiums should be rated for lifestyle choices (tobacco, alcohol and other behaviors). Lawmakers debated scope, privacy and whether any resulting changes should be mandatory or left to the market.
Senators approved a measure on Feb. 7 asking the Health Policy Commission to study whether health insurance premiums should be rated based on certain lifestyle choices, including tobacco and alcohol consumption.
Senator Stevenson, sponsor of SB 122, said the commission should research whether the state should consider allowing rating based on behaviors that affect health-care costs. "We ought to ask the Health Policy Commission to study the advisability of rating health…
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