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Senate passes bill to require insurers to cover accidents caused by unforeseen medical events, caps liability at policy limits
Summary
After extended questioning about fairness and consumer protection, the Utah Senate passed Senate Bill 129 to require insurers to pay for damages when an insured vehicle causes harm during an unforeseen medical event, with the amendment that liability for the driver is limited to the vehicle's insurance policy limits.
The Utah Senate passed Senate Bill 129 on Feb. 9 after prolonged debate over whether the bill would fairly compensate victims of accidents caused by sudden medical events. The bill, sponsored by Senator Jones, adds a paragraph to existing law to require that insurers pay damages when an insured vehicle causes injury or property damage even if the driver suffered an unforeseen medical problem. An amendment adopted on the floor limits personal liability of the driver to the maximum amount of the vehicle's insurance policy.
"My bill is changing…
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