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Senate unanimously approves receipt truncation and anti‑skimming bills to protect cardholders
Summary
The Senate passed two consumer-protection measures: a requirement that receipts show only the last five card digits (first substitute SB 6) and a bill targeting fraudulent use of card numbers and skimming devices (SB 42). Sponsors said the laws will reduce fraud and many merchants already comply.
The Utah Senate unanimously approved two bills aimed at reducing credit‑card fraud on Jan. 24.
Senator Walker, sponsor of the first substitute to Senate Bill 6, said the bill "requires merchants to black out all but the last 5 digits of your credit card number and your expiration date so that no one can steal a receipt and charge on your account." He noted the measure had passed unanimously the prior day and that some merchants had already adopted the practice; Senator Valentine said he observed a gas receipt that already masked all but the last five digits.
Immediately afterward the Senate took up Senate Bill 42, which Senator Walker described as addressing the "skimming" problem — the fraudulent capture and reuse of magnetic‑stripe card data. Discussion included a question about whether possession of scanning devices should be explicitly prohibited; Senator Walker said he would consult merchants and banks and noted the bill was modeled on statutes from other states. The Senate passed SB 6 and SB 42 on roll calls showing 26 yeas, 0 nays, with three senators absent for each vote.
Both bills were referred to the House for further consideration.
