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Senate advances bill letting consumers freeze credit, requires 15‑minute unfreeze
Summary
The Utah Senate advanced a second substitute of SB 71, sponsored by Sen. Walker, that would let consumers place freezes on credit reports and require credit bureaus to lift a freeze within 15 minutes when provided a PIN; the measure was advanced to third reading after unanimous preliminary votes Feb. 3, 2006.
The Utah Senate advanced a second substitute of Senate Bill 71 on Feb. 3, a measure sponsored by Sen. Walker that would let consumers place a freeze on their credit reports and require credit reporting agencies to remove that freeze within 15 minutes when the consumer provides a PIN or password.
Senator Walker, the bill’s sponsor, told colleagues the bill grew from two years of work with the attorney general’s office, merchants’ groups and credit bureau representatives. “They have agreed that they can have the mechanism in place to do this by February,” Walker said on the floor, adding that the statute’s effective date was set later to give bureaus time to comply. “They can indeed, remove a credit freeze in 15…
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