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Utah Senate passes 'NetCare' mandate‑light insurance option amid debate over diabetes coverage and deductibles
Summary
The Utah Senate passed second substitute House Bill 188 to create a 'mandate‑light' insurance option (branded in floor debate as NetCare) designed as a lower‑cost, mini‑COBRA product; senators debated diabetes coverage, high deductibles and consumer disclosures before approving the bill as amended.
SALT LAKE CITY — The Utah Senate on March 5 passed second substitute House Bill 188, a health‑insurance market reform that authorizes a ‘mandate‑light’ option lawmakers and staff have described on the floor as NetCare, a lower‑cost alternative meant to make temporary coverage more affordable for people who lose employer insurance.
Senator Michael Bell, the bill’s sponsor, said the measure creates a defined‑contribution market and a portal that will give consumers a lower‑priced policy option than comprehensive employer plans. “This NET care product has fewer options, but it is much less expensive,” Bell said, adding that the choice trades coverage breadth for cost (floor remarks). The sponsor also offered an amendment that…
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