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Senate approves bill letting parents freeze minors’ credit, requires agencies to provide service free

Utah State Senate · February 26, 2015
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Summary

Senate Bill 54, sponsored by Senator Osman, allows parents or guardians to request credit freezes for minors and incapacitated persons and requires credit reporting agencies to provide the service without charge; the bill passed the Senate after floor amendments.

SALT LAKE CITY — The Utah Senate approved a bill intended to protect minors and incapacitated people from identity theft by allowing parents and guardians to request credit freezes at no cost.

Senator Luz Osman introduced SB 54, describing a common problem in which a young person’s Social Security number is used fraudulently, damaging credit well before the youth uses or checks creditworthiness. “This bill addresses a very common problem that we have in our country where social security…

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