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TAC presents fully insured and self-insured options to Austin County; commissioners schedule employee workshop
Summary
TAC representatives told Austin County commissioners their fully insured pool option could lower the county's projected liability by about 4.3% and offers network stability via Blue Cross Blue Shield; commissioners asked for a workshop and deferred a final decision to the next meeting.
Orlando Espaza, TAC employee-benefits consultant for the East Territory, and Brian Neiser, TAC associate director, told the Austin County Commissioners Court that TAC could offer the county either a fully insured or self-insured plan. TAC's fully insured quote relies on the Blue Cross Blue Shield network and includes a $500 medical deductible and a $2,500 out-of-pocket maximum for employees.
TAC said its analysis of the county's claims and fixed costs placed total projected liability at about $3,600,000 and that the fully insured product would place estimated premiums…
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