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Committee approves 2025 health‑plan design changes after hearing on rising claims and premiums
Summary
Facing a preliminary 15.5% renewal estimate and higher claims, the committee voted to adopt plan‑design changes for 2025 (higher deductibles and copays, reduced employer HRA) while keeping general municipal premiums at 0%; administration said final rates will be locked in after October/November stop‑loss quotes.
The Chippewa County executive committee voted to adopt recommended design changes to the county’s 2025 health plan after staff described sharp near‑term increases in medical and stop‑loss estimates.
Toni Pfofelder, the county’s HR presenter, told the committee the county received a preliminary renewal estimate in May equal to 15.5 percent, with claims trending substantially higher year‑over‑year. “Our claims were up by 64.5% from the same time last year,” she said, summarizing why the county needed to consider plan‑design adjustments to avoid…
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