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NAMIC outlines Florida tort reforms as a model; committee asked to study applicability to Louisiana
Summary
NAMIC recommended several elements of Florida’s 2023 civil‑justice reforms — modified comparative fault, medical‑bill transparency, limits on assignment‑of‑benefits and pre‑suit notices — as possible options for Louisiana to reduce litigation and improve market participation, while cautioning adaptations would be needed.
Representatives from the National Association of Mutual Insurance Companies told the joint House committees on Dec. 12 that Florida’s recent civil‑justice reforms offer several specific approaches Louisiana could study to reduce litigation and increase insurer participation.
Caitlin Murray of NAMIC said Florida enacted a set of reforms in 2022–23 that included adjusted comparative fault rules (moving away from pure…
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