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Insurance commissioner outlines package of possible auto‑insurance reforms, cites fraud and market strain
Summary
Insurance Commissioner Tim Temple told a joint House hearing the Department of Insurance is preparing a set of bills aimed at reducing automobile insurance costs and strengthening fraud investigations. He urged a collaborative, multi‑stakeholder process and described early technology investments to target collusive claim networks.
Insurance Commissioner Tim Temple told a joint hearing of the House Insurance Committee and the House Civil Law Committee on Dec. 12 that the state is in an auto‑insurance crisis and that the Department of Insurance is preparing a package of legislative concepts intended to lower costs for families and businesses.
Temple, who opened by relaying repeated anecdotes from across Louisiana about commercial fleets idling and farmers unable to move crops, said the department will ask lawmakers to consider multiple options. “We are in a crisis,” he said, describing examples in which trucking operations and small businesses have had to reduce personnel or sell vehicles because premiums…
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