Matt Becker, who said "I run the league insurance program," opened a briefing to the Oshkosh City Council describing the League Insurance Company as a member-owned insurer for Wisconsin municipalities that has operated roughly 41 years.

Becker said the League's priorities are cost, coverage and service. He told the council the League has kept liability-rate increases low — about 2% over the last three years after four years of no increase — and that "you guys have a $0 deductible on your liability insurance, which is fantastic." He described the company as audited and regulated by the state and said it carries surplus to pay claims.

The presentation listed several member services the League provides: management and supervisor training (live and on-demand), cyber risk-management tools and simulated phishing, a 24/7 nurse hotline and a quick-care workers' compensation pathway that can get an injured employee to an orthopedic specialist in about 48 hours. Becker said the quick-care program has processed about 50 cases and produced "projected overtime savings of about $252,000 and change," and that the League pays the program cost.

Becker also cited member-facing legal resources through the Stafford Rosenbaum firm, an annual safety grant (about $5,000 for Oshkosh this year), and police-specific resources including online training backed by Lexipol and a DART police training simulator that Oshkosh hosts. He said the League typically pays a dividend to members when financial results allow; Oshkosh received "over $31,000" last year.

On coverage scope, Becker listed lines the League provides for Oshkosh: general liability, auto liability, law-enforcement liability, employment-practices and public-officials liability, auto physical damage and workers' compensation. He said property insurance is provided through Municipal Property Insurance Company (MPEC), an affiliated company in which the League is part owner.

Becker closed by saying the League aims to be transparent about finances and to provide comparison materials and periodic deductible/premium options so municipalities can weigh risk tolerance against budget variability. Staff said they will circulate documentation and supporting materials for council members to review.

The briefing ended with council members thanking Becker and preparing to move to the next scheduled meeting.