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School board approves stop‑loss renewal under higher‑deductible option after debate over savings and risk
Summary
After a lengthy discussion of claims history, projected fund balance and trade‑offs between premium savings and deductible risk, the board approved Option 2 (Izzy) for stop‑loss renewal; the health advisory committee had recommended renewing with WellPoint at the $275,000 level, but the board voted for Izzy to realize larger short‑term savings.
Board members debated renewal options for the district’s stop‑loss insurance covering catastrophic health‑plan claims.
Leanne Garris and Jeanne Dwyer reviewed bids and historical reimbursements. They said the current specific deductible is $275,000; consultants told the board that single‑digit percentage renewals are…
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