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Presenter tells Oshkosh council sewer backups are covered only when city negligence is found
Summary
The League Insurance presenter told the council that sewer‑backup claims are covered under the city's policy only if the city is found negligent, citing Wisconsin discretionary‑immunity case law; he described a 'no‑fault sewer' product but said it is usually cost‑prohibitive for a city of Oshkosh's size and recommended homeowners consider endorsements.
The council asked about sewer backup claims and whether the League routinely pays such losses. Matt Becker said the League's policy "provides coverage for sewer backups if if you're found negligent," and that Wisconsin case law gives municipalities strong discretionary‑immunity protections unless a ministerial duty was breached.
Becker described the…
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