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Alice ISD hears presentation on leaving TRS, brokers outline level-funded plans and telemedicine
Summary
An insurance broker told the Alice ISD board the district can exit TRS and offered level-funded and fully funded alternatives with two-year rate guarantees, telemedicine and pharmacy strategies the presenter said could lower employee premiums and reduce claims.
Shaina Robinson, an insurance broker who said she works with school-district cooperatives, told the Alice Independent School District board on Nov. 20 that the district now has the option to leave the Teacher Retirement System health plan (TRS) and consider alternative models, including level-funded and fully funded plans.
Robinson told trustees that recent rule changes make exit and reentry more flexible: "You are no longer in Hotel California. You can leave TRS," she said, adding districts can return the following year if they choose. She recommended two-year locked rates for budgeting predictability and described level-funded plans that return some unused premium if claims are low.
Why it matters: District officials said TRS premiums are rising and the board must decide before a Dec.…
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