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Oldham County will absorb 34.7% UnitedHealthcare increase; HRA levels raised in 2026 benefits renewal
Summary
The Oldham County Fiscal Court approved a 2026 benefits renewal after an initial UnitedHealthcare renewal near 49.9% was reduced to a 34.7% increase by raising deductibles and HRAs; county will absorb the increase and estimated budget impact is roughly $350,000 a year.
The Oldham County Fiscal Court on Dec. 1 approved the county’s 2026 employee benefits renewal after a prolonged review of UnitedHealthcare’s initial quote and alternative options.
Human resources director Tina Schauff told the court the carrier’s initial renewal came back at about "49.9%" but by increasing deductibles and boosting the health reimbursement arrangement (HRA) the recommended plan reduced the effective increase to "34.7%." Schauff said the county will absorb the…
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