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Caroline County delays decision on employee health plan after consultant presents four options amid an 11.5% renewal increase
Summary
County staff and an outside benefits consultant told the board the medical renewal will produce an 11.5% increase and offered four cost‑sharing options; the board postponed a final decision to its first January meeting and asked staff for employee‑level cost impacts and outreach before open enrollment.
County staff and benefits consultant Mary Jones presented the county’s employee medical and dental renewal options and projected costs for the 2026 plan year.
What staff said: The county faces a higher‑than‑expected renewal for medical coverage — staff reported an 11.5% increase in the medical trend and attributed pressure to prescription drug costs, overall medical trend and rising reinsurance costs for the county’s self‑funded plan. Staff presented four illustrative…
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