Centerville council approves amended lease with Small Arms Association after weeks of debate over insurance and cleanup
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Summary
After extensive public testimony and staff warnings about liability, the Centerville City Council approved an amended ground‑lease with the Centerville Small Arms Association that reduces near‑term insurance and remediation obligations in exchange for a phased remediation fund and city matching commitment.
Centerville — The Centerville City Council approved an amended and restated lease with the Centerville Small Arms Association on Dec. 16 after more than three hours of public comment and detailed legal and actuarial discussion.
Council members, staff and range representatives debated insurance limits, indemnification language and funding for lead remediation before voting unanimously to adopt a compromise. The final motion lowers the association's immediate insurance requirement to $1,000,000 per occurrence with a $4,000,000 aggregate for the near term, corrects effective dates in the draft to July 1, 2026, and establishes an adjusted remediation contribution schedule beginning at $1,000 per year for the association with a city match. The association was also directed to pay outstanding remediation assessments totalling $1,600 for 2024–25 as part of the motion.
Why it mattered: City staff and the city's risk pool urged higher limits to 'indemnify the city' because governmental immunity caps leave the municipality exposed if private coverage falls short. Staff noted governmental immunity thresholds (single‑claim and aggregate caps) would increase in mid‑2026, which would require higher insurance to avoid gaps. The association argued it is a volunteer nonprofit with limited budget and a long history of safe operations; its representatives said they currently carry a $1,000,000 policy and that buying higher umbrella coverage would cost thousands more per year.
What officials said: Centerville’s risk manager told council the municipality’s umbrella/self‑insurance position would not fully protect taxpayers unless the association carried higher limits. Judge Clay Stuckey, speaking for the association, argued the range's membership screening, waivers and safety training make it lower‑risk than a public commercial range. "This range has never had a claim," he said, and urged the council to balance risk with practicality. City staff said waivers reduce risk but do not eliminate exposure for gross negligence or other unwaivable claims.
Financial and operational terms: The approved compromise includes: - An initial insurance requirement of $1,000,000 per occurrence and $4,000,000 aggregate (staff recommended higher long‑term amounts); - Corrections to draft contract dates (references to July 1, 2026); - A remediation funding plan that escalates association contributions to reach a larger fund over five years, but begins at $1,000 per year with the city matching association deposits; and - A five‑year lease term with a five‑year renewal review to allow the city to reassess conditions.
Association leaders acknowledged the financial challenge of the higher coverage and asked for time and council flexibility to secure coverage and ramp up remediation fundraising; council directed staff to work with the association on implementation, billing for outstanding amounts, signage/access controls and enforcement of membership and guest waivers.
Next steps: Staff will prepare the final amended lease language reflecting the council’s motion and the mayor was authorized to sign on or before Dec. 31. Council members also asked staff to explore practical assistance (road maintenance, grant applications such as Pittman‑Robertson, sign upgrades, and equipment assistance) to help the association meet the new obligations.

