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Gallagher tells Dearborn Heights it can cut pharmacy and stop‑loss costs; offers commission‑based first‑year fee

Dearborn Heights City Council · November 20, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Gallagher pitched a Michigan public‑sector team and cited pharmacy and stop‑loss case studies it said produced double‑digit savings. The firm told council its first‑year direct fee is $69,700 and discussed a $25,000 Ebix administration item as an optional charge.

Gallagher representatives led by Chad Hodkinson and Jeff Nielsen presented to the Dearborn Heights City Council during the Nov. 18 study session, pitching market leverage, a dedicated Michigan public‑sector team and examples of recent savings achieved for municipal clients.

Hodkinson described a case study in which Gallagher "was able to help [a client] drive about 20% cost avoidance on their pharmacy program" without reducing employee benefits. He also said Gallagher renegotiated a stop‑loss renewal that moved a 19.3% projected increase…

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