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Agents, motor‑coach operators and small‑business experts warn of capacity loss and high commercial premiums
Summary
Industry witnesses told the committee that commercial and specialty markets are under pressure, citing large premium increases for motor coaches and constrained umbrella/excess capacity; a small‑employer speaker urged wider use of individual coverage HRAs as a policy tool.
Gwinnett County — Representatives of the insurance industry, motor‑coach operators and small‑employer advocates told the House study committee that high liability costs and constrained markets threaten businesses and community services across Georgia.
Ken Presley and Mitch Guralnick of the Georgia Motor Coach Owners Association said bus and coach operators now face markedly higher liability premiums since the pandemic — examples cited in…
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