The Village Board adopted amendments to the floodplain zoning ordinance (Germantown Municipal Code Chapter 23) and accepted the revised Flood Insurance Study / Flood Insurance Rate Maps that will take effect Feb. 20, 2026. Community development staff explained the changes and the consequences for property owners whose parcels move into newly mapped floodplain areas.

Staff said 19 previously issued Letters of Map Change would be recertified automatically one day after the effective date, while 12 existing letters would expire and require property owners to submit new documentation to FEMA. The process commonly requires vertical survey data and hydrologic/hydraulic engineering analysis. Trustees pressed staff on how residents will be notified; staff committed to producing guidance, templates and direct assistance to help affected property owners navigate FEMA procedures.

Trustees noted the need for clear public communication. The board voted to adopt the ordinance and maps as presented.