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Kootenai County keeps $2 million stop‑loss cap after insurers flag minimal savings from cheaper option
Summary
Commissioners approved the county's existing stop‑loss insurance option, after Alliant reported that switching to a lower annual maximum would save roughly $5,274 annually but raise the county's liability exposure.
Kootenai County commissioners on Dec. 18 voted to keep the county's previously approved stop‑loss insurance plan, preserving a $2,000,000 annual maximum reimbursement for claims. The decision came after outside advisors presented a new third option and recommended against switching.
Sylvia Proud of BCS and Sean from insurance broker Alliant explained the alternatives. Alliant described the third…
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