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Coffey County approves 2026 insurance renewal through TrustPoint/EMC after negotiations cut premium increase

Coffey County Board of Commissioners · December 22, 2025

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Summary

The board authorized the county's 2026 insurance renewal with EMC through TrustPoint Insurance after staff reported negotiations reduced an initial 14% increase to an 8.1% increase and produced about $28,116 in savings through coverage adjustments.

The Coffey County Board on Dec. 22 voted to approve the county's 2026 insurance renewal with EMC through TrustPoint Insurance after a TrustPoint representative summarized departmental changes and premium negotiations.

A representative said the renewal had originally shown a 14% increase but, after reviewing department equipment lists and making coverage adjustments, the county's final increase was 8.1%, with negotiated changes producing roughly $28,116 in savings compared with initial estimates. The representative also described moving certain equipment (for example, a sprayer trailer) from the county auto policy to Inland Marine coverage where appropriate.

"When I first came here, more than 3 weeks ago, I was bringing in a 14% increase, and now it's 8.1% increase," the TrustPoint representative said, noting the dollar savings. The board approved the renewal by voice vote with commissioners responding "Aye."