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New state law creates insurance review task force; county leaders press for funding and actionable mitigations

Coconino County Board of Supervisors · December 18, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Arizona’s HB 2054 creates an Insurance Review Task Force that will require insurers to report aggregated homeowner policy data annually; Tom Torres of the Department of Forestry and Fire Management told Coconino County supervisors the task force will use wildfirerisk.org modeling to flag areas of heightened home-ignition risk and recommend building-code and mitigation changes.

Tom Torres, director of the Arizona Department of Forestry and Fire Management (DFFM), told Coconino County supervisors that a new state law, HB 2054, establishes an Insurance Review Task Force that will require insurers to report aggregated homeowner policy information annually to the Department of Insurance and Financial Institutions (DiFi).

"I am not an insurance expert, but I will tell you what I've learned over the last year," Torres said, and described the task force’s purpose: to get hard data on premiums, nonrenewals and cancellations so policymakers can identify trends and recommend steps to reduce home ignition risk.

The law requires each insurer that writes homeowners insurance in Arizona to report certain policy information to DiFi no later than April 1 of each year. Torres said DFFM will also identify geographic areas of "heightened fire risk" using the public wildfirerisk.org model and provide quarter-mile map delineations; insurers will be asked to report information for structures inside those areas.

Torres emphasized that the maps are intended to inform policy and…

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