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Cowlitz County moves to withdraw from joint risk pool after premium spike, staff say
Summary
County staff said a memorandum changed the pool from 'claims-based' to 'claims-made' coverage, producing large premium increases (invoices for 2026 estimated near $860,000) and prompting legal review and a dated notice of withdrawal to the pool to preserve procurement options.
Shelley Pierce (identified in the agenda as risk manager) and county staff told commissioners that recent changes adopted by the joint risk pool revised liability coverage terms from "claims-based" to "claims-made," a change that significantly increases exit costs for members and raises premium exposure.
Pierce (or the staff presenter) said the county received invoices late in November and an upper-end premium increase estimate was discussed with commissioners. "We got the…
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