Wright County supervisors voted unanimously to participate in ISAC’s 2026 wellness program after a presentation outlining changes to plan designs, underwriting methodology and projected renewal costs. The board made the decision during its regular meeting following a review of the renewal binder and wellness participation metrics.

The ISAC presenter briefed the board on a switch from a three-year to a two-year loss-ratio lookback, which contributed to a change in Wright County’s underwriting bucket and to a forecasted medical renewal of about 6%. The presentation said pharmacy copays will increase (tier 2 from $20 to $30, tier 3 from $45 to $60) and the out-of-pocket maximums will rise under the new plan designs, and noted options to manage county exposure through the partial self-fund.

The wellness committee reported that Wright County had 105 contracts counted by ISAC on Jan. 1, 2025, with more than 80% participation in required wellness activities (90 completed physicals; 94 completed online assessments) — securing a 5% ISAC discount. The committee said FY25 wellness-related savings were approximately $97,861.70 and that ISAC provides $20 per contract in wellness funds for local incentives.

Supervisor motioned to participate in the ISAC 2026 wellness agreement and the board voted to approve the participation and authorize electronic signature of the contract when ISAC sends it. "We got that 5%," one trustee said during the vote, noting the county’s success meeting participation thresholds.

The board was advised that the county’s current premium is just above $1.9 million and that the illustrative renewal presented was about $2.0 million; the presenter cautioned that plan-design changes and reserve positions will affect the final employer cost. The board directed staff to review reserve levels and partial self-fund options before finalizing budget decisions.

Next steps: ISAC will email the renewal documents for electronic signature and county staff, including the auditor and benefits administrator, will complete the contract formalities. No further board action was recorded at the meeting on specific employee cost-sharing changes.