Elkhart council expands riverfront district to include Winchester Mansion and allow development across rail tracks

Elkhart City Common Council · December 16, 2025

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Summary

The council adopted a resolution to expand the municipal riverfront development boundaries to bring the Winchester Mansion and portions of Freight Street into the project area; staff said the change aims to square off the 3rd Street boundary, allow approved developments to use the process and potentially leverage downtown TIF support.

The Common Council unanimously adopted a resolution to expand the City of Elkhart’s municipal riverfront development project area, a change staff said would bring the Winchester Mansion inside the district and allow development across the railroad tracks toward Freight Street.

"It's a little bit of both Councilman Hanky. We actually had, an interested person who's thinking about purchasing the Winchester Mansion that started to drive the timing of this," a staff member identified as Mike said during council discussion. He described the expansion as intended to "square off" the 3rd Street boundary toward the depot so the mansion and nearby parcels can access the riverfront development process.

Mike said the Freight Street area and parts of Third Street are within the downtown TIF district and already have approved development prospects; the parcel near the former Kroger site, however, is not currently in a TIF and "we don't have any prospects yet." He added that the city could consider creating a new TIF if necessary to support development in that area.

Why it matters: expanding the municipal riverfront project area can enable prospective redevelopment to use incentives, permitting and coordinated infrastructure planning tied to the riverfront program. Including historic properties such as the Winchester Mansion may affect preservation review, developer interest and potential TIF financing decisions.

What happened next: after questions from Councilman Henke about prospective builders and TIF status, the council moved to adopt the resolution and recorded an affirmative roll-call vote. The meeting transcript does not show project agreements or TIF changes being approved at this meeting — only the boundary-expansion resolution.

What's next: staff may pursue TIF or other financing mechanisms for parcels not presently in a TIF and will continue outreach to potential developers; the resolution expands the project's eligibility but does not itself commit TIF funds or specific development agreements.