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State official warns McDowell homeowners: CDBG‑DR single‑family housing deadline Dec. 31; 502 applications received locally

McDowell County Board of Commissioners · December 10, 2025
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Summary

Emily Quinlan of the North Carolina Department of Commerce briefed the board on HUD CDBG‑DR single‑family housing funding tied to Hurricane Helene recovery, said McDowell County had received 502 applications (99 confirmed eligible) and urged homeowners to apply before the Dec. 31 deadline.

Emily Quinlan, representing the North Carolina Department of Commerce, briefed commissioners on the HUD Community Development Block Grant – Disaster Recovery (CDBG‑DR) single‑family housing program tied to Hurricane Helene. She emphasized federal requirements (HUD rules, low‑ and moderate‑income thresholds) and eligibility rules for homeowners seeking repair, reconstruction or replacement of owner‑occupied single‑family homes damaged by the hurricane.

Quinlan provided McDowell County figures as of Dec. 3: "502 applications were received from McDowell County residents. 99 applications were confirmed as eligible. 59 damage assessment site visits completed," she said, and added that outreach teams had knocked on more than 2,000 doors. She stressed the application deadline: "The application deadline for this program is December 31," Quinlan said, noting the program’s outreach and intake options (in‑person intake centers, online, mobile app, phone).

Quinlan outlined basic eligibility requirements presented in the program materials: applicants must have owned and occupied the damaged property as their primary residence at the time of the hurricane, be current on property taxes, and meet HUD’s LMI benefit rules. She said the program assigns a case manager to each applicant and requires environmental review and duplication‑of‑benefits checks.

Quinlan also previewed additional programs to launch in the new year (multifamily housing, workforce homeownership, commercial district revitalization and community infrastructure programs) and said grants for commercial revitalization will range from roughly $500,000 to $10,000,000.

What residents should know: eligible homeowners with storm damage who have not applied should submit materials before Dec. 31; outreach is ongoing and the state offers multiple intake options. The board did not take formal action on the program during the meeting, but commissioners asked for the presentation and expressed appreciation for outreach efforts.